
How much is that doggie in the window? He costs a lot more than you might realize, even if the price to take him today seems low. While you might be able to adopt a dog from a shelter for less than $100, the ongoing costs of caring for your pet can top $2,000 per year, according to WalletHub. If you’re a cat person, you’ll
a little, but not much. You can expect to spend roughly $1,320 per year
on food, litter, and vet visits for your friendly feline, according to Pets Best, a pet
insurance company. Dogs and cats aren’t the only expensive pets.
Reptiles and amphibians seem low-maintenance but can be quite expensive
because they require very specific habitats and may live a long time.
Overall, Americansnearly $63 billion every year on buying food, vet care, toys, and treats for their pets, according to figures from the American Pet Products Association. The high cost of owning a pet is a big reason why some animals end up abandoned or in shelters, a study by the American Society for the Prevention of Cruelty to Animals
found. Pet owners surveyed reported not being able to afford medical
care for their animals and difficulty finding pet-friendly housing as
major reasons for giving up their pets.
Low-cost veterinary care programs, assistance with paying licensing
fees, and pet food banks can help struggling pet owners keep their
animals. For those who don’t yet have pets, considering the full cost of
ownership before bringing Fido or Fluffy home is essential. But even if
funds are tight, you may not have to give up on your dreams of pet
ownership entirely. These five pets are cheaper to care for than dogs
and cats, making them a good choice for animal lovers on a budget.
1. Guinea pigs
A guinea pig between $10 and $35, according to Cost Helper,
with long-haired animals or those with unique patterns costing more
than others. But if you get your pet at a local animal shelter, which is
where the Humane Society suggests you look, you can save money. A cage may cost between $35 and $80, and food
$5 to $10 per month. Toys are another modest expense. You’ll also need
to budget to cover veterinary care costs. Finally, guinea pigs are
social, so you should consider adopting at least two so they can keep
each other company, according to the Humane Society
2. Rats
Assuming you don’t have murophobia, a rat can make a pretty good pet. You can buy a pair of rats for $25 to $35, according to Cost Helper. (Rats are social, so you’ll want to get at least two.) They’ll need a cage that costs anywhere between $30 and $180. The Humane Society
suggests buying a larger one, which may cost more. You’ll also need to
invest in toys to keep your rat entertained, fresh bedding (about $7 per
month), and food (about $20 for a 25-pound bag of rat pellets). Your
pet rat will also need occasional vet visits, which will cost anywhere
from $35 to $150, depending on the type of care they’re receiving.
3. Betta fish
You can buy a single betta
fish
for around $5 at many pet stores. Unlike other pet fish, which might
require more elaborate habitats, betta fish can live in small bowls
filled with tap water, since they come to the surface to breathe.
However, a larger tank with a filter and heater is a healthier
environment for your fish, according to PetMD.
But even if you do invest in an aquarium tank and decorations (which
you need, since bettas like to hide), they are still a very affordable
pet. Just don’t try to put two male bettas in the same tank: They’re
called Siamese fighting
fish for a reason.
4. Sea Monkeys
When it comes to foolproof pets, you can’t do much better than sea
monkeys. The tiny creatures are an artificial breed of brine shrimp
invented in the 1950s, according to Live Science. For years, these inexpensive pets were sold to kids via ads in
books, and though the actual sea monkeys don’t look anything like the
weird characters on the box, they do come to life when you add them to
water. A Sea Monkey kit, which includes a tank and food, costs about $10
to $15.
5. Hermit crabs

You can purchase hermit crabs for under $10 at pet stores and gift
shops, making them one of the most inexpensive pets you can buy. Plus,
these popular crustaceans don’t require a ton of space and are easy to
take care of, making them an affordable pet choice.
Low maintenance doesn’t mean no maintenance, though. To properly care
for your hermit crab, you’ll need an aquarium, plenty of sand (hermit
crabs need to burrow when they molt), and extra shells for your pet to
move into as he grows. Food should cost $3 to $6 per month, according to
Cost Helper. Hermit crabs are also social, so you should plan on buying at least three so they can keep each other company, according to Petco.